Missouri · 2026

Missouri paycheck calculator

Enter pay, the federal Form W-4 and the Missouri MO W-4 filing status to see federal income tax, social security, Medicare and Missouri income tax for a 2026 paycheck, and what's left to take home. It doubles as a Missouri pay stub calculator: the result opens in the pay stub generator with these numbers filled in.
One 2026 paycheck
ItemPer paycheckPer year
Gross pay$2,307.69$59,999.94
Federal income tax−$193.08−$5,020.08
Social security−$143.08−$3,720.08
Medicare−$33.46−$869.96
Missouri income tax−$72.00−$1,872.00
Take-home pay$1,866.07$48,517.82

2026 rules us-2026.1+us-mo-2026.1. Missouri income tax by the 2026 formula: annual pay less the standard deduction ($16,100 single), 2% to 4.7%, rounded to the whole dollar. Yearly figures are the paycheck times 26; for pay over $184,500 a year, social security stops part-way through the year.

Make a Missouri pay stub with these numbers Opens the pay stub generator with this paycheck filled in, Missouri as the work state and these deductions added. Nothing you type here is saved or sent.

The official method, step by step

For 2026, the Missouri lines are worked out as follows (rule set us-mo-2026.1): Missouri income tax by the 2026 formula: annual pay less the standard deduction ($16,100 single), 2% to 4.7%, rounded to the whole dollar.

  • Pay is annualized, then reduced by the Form W-4 amount for your filing status ($8,600, or $12,900 if married filing jointly) unless the Step 2 box is checked.
  • Federal income tax comes from the IRS 2026 Annual Percentage Method table for that status, divided back to one paycheck.
  • Social security is 6.2% of wages until the year's wages reach $184,500.
  • Medicare is 1.45% of all wages, plus 0.9% on wages over $200,000 in the year.
  • A pre-tax 401(k) lowers federal income tax wages, not social security or Medicare wages.
  • Missouri income tax follows the 2026 Missouri Withholding Tax Formula: annual pay less the standard deduction ($16,100 single or married with a working spouse, $24,150 head of household, $32,200 married with a non-working spouse), then 2% to 4.7% in $1,348 bands, divided over the pay periods and rounded to the whole dollar.

What this leaves out

The calculator works out federal income tax, social security, Medicare and the Missouri lines for 2026, and leaves out the items below.

  • Kansas City and St. Louis earnings taxes
  • MO W-4 Line 2 additional withholding (the pay stub generator handles it)
  • Benefits, garnishments and other after-tax deductions
  • W-4 Step 3 credits and Step 4 entries (the pay stub generator handles them)

Sources: Missouri Department of Revenue, 2026 Missouri Withholding Tax Formula (standard deductions $16,100, $24,150 head of household, $32,200 married with a non-working spouse; 2% to 4.7%; rounded to the whole dollar; MO W-4 Line 2 additional withholding); IRS Publication 15-T (2026), Federal Income Tax Withholding Methods: Worksheet 1A and the Annual Percentage Method Tables; IRS Publication 15 (2026), (Circular E) Employer's Tax Guide: social security and Medicare tax, Additional Medicare Tax.

Missouri paycheck calculator: common questions

Common questions about Missouri paychecks and take-home pay in 2026, answered from the official sources listed above.

What is the Missouri income tax rate for 2026?

Rates rise in $1,348 steps from 0% to 4.5%, and 4.7% applies to taxable income over $9,436.

How is Missouri tax withheld from a paycheck?

The Department of Revenue's example: married with a working spouse, $35,000 a year: $35,000 − $16,100 = $18,900 taxable, about $707.81 a year, which is $59 a month after rounding to the whole dollar.

Why is Missouri withholding a whole dollar amount?

Missouri requires employers to round the amount withheld to the nearest whole dollar.

Can I make a pay stub from this?

Yes. “Make a Missouri pay stub with these numbers” opens the pay stub generator with this paycheck, Missouri as the work state and these deductions filled in. Once you add the pay date, it can recalculate the same Missouri line.

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