Virginia paycheck calculator

The official method, step by step

• Pay is annualized, then reduced by the Form W-4 amount for your filing status ($8,600, or $12,900 if married filing jointly) unless the Step 2 box is checked.
• Federal income tax comes from the IRS 2026 Annual Percentage Method table for that status, divided back to one paycheck.
• Social security is 6.2% of wages until the year's wages reach $184,500.
• Medicare is 1.45% of all wages, plus 0.9% on wages over $200,000 in the year.
• A pre-tax 401(k) lowers federal income tax wages, not social security or Medicare wages.
• Virginia income tax follows Virginia Tax's formula for wages paid after 1 July 2025: annual pay less the $8,750 standard deduction, $930 per VA-4 personal or dependent exemption and $800 per age 65 or blind exemption, taxed at 2% on the first $3,000, 3% to $5,000, 5% to $17,000 and 5.75% above, then divided over the pay periods.

What this leaves out

• VA-4 age 65 and blind exemptions and additional withholding (the pay stub generator handles them)
• Benefits, garnishments and other after-tax deductions
• W-4 Step 3 credits and Step 4 entries (the pay stub generator handles them)

Sources: Virginia Tax, Withholding Tables for Wages Paid after July 1, 2025: Formula for Computing Tax to be Withheld ($8,750 standard deduction, $930 per personal exemption, $800 per age 65 or blind exemption; 2%, 3%, 5%, 5.75%); Virginia Tax, Income Tax Withholding Guide for Employers (Form VA-4 exemptions and additional withholding); IRS Publication 15-T (2026), Federal Income Tax Withholding Methods: Worksheet 1A and the Annual Percentage Method Tables; IRS Publication 15 (2026), (Circular E) Employer's Tax Guide: social security and Medicare tax, Additional Medicare Tax.