Maryland · 2026
Maryland paycheck calculator
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $59,999.94 |
| Federal income tax | −$193.08 | −$5,020.08 |
| Social security | −$143.08 | −$3,720.08 |
| Medicare | −$33.46 | −$869.96 |
| Maryland income tax | −$97.56 | −$2,536.56 |
| Maryland local tax (Baltimore City) | −$65.72 | −$1,708.72 |
| Take-home pay | $1,774.79 | $46,144.54 |
The official method, step by step
- Pay is annualized, then reduced by the Form W-4 amount for your filing status ($8,600, or $12,900 if married filing jointly) unless the Step 2 box is checked.
- Federal income tax comes from the IRS 2026 Annual Percentage Method table for that status, divided back to one paycheck.
- Social security is 6.2% of wages until the year's wages reach $184,500.
- Medicare is 1.45% of all wages, plus 0.9% on wages over $200,000 in the year.
- A pre-tax 401(k) lowers federal income tax wages, not social security or Medicare wages.
- Maryland withholding follows the Comptroller's 2026 percentage method: the $3,400 standard deduction and $3,200 for each MW507 exemption come off the year's pay, then state tax applies from 4.75% (Maryland doesn't withhold at its 2%–4% rates) up to 6.5%, using the single or the married/head of household brackets. The yearly figure is divided over the pay periods.
- County (local) tax uses the county the employee lives in, at its actual 2026 rate on the same taxable pay: 2.25% (Worcester) to 3.30% (Dorchester and Kent), Anne Arundel's 2.70%/2.94%/3.20% brackets and Frederick's 2.25% to 3.20% by income level. The Comptroller's printed tables round each county up to the next table rate, so a payroll using them can withhold a few cents more. Employees who live outside Maryland pay the 2.25% nonresident rate instead.
What this leaves out
- MW507 additional withholding (the pay stub generator handles it)
- Residents of Pennsylvania, Virginia, West Virginia and Washington, D.C., who are exempt from Maryland withholding with Form MW507
- Maryland residents working in Delaware or another non-reciprocal state
- Benefits, garnishments and other after-tax deductions
- W-4 Step 3 credits and Step 4 entries (the pay stub generator handles them)
Sources: Comptroller of Maryland, Maryland Employer Withholding Guide (effective January 2026): $3,400 standard deduction, $3,200 per exemption, percentage method from 4.75%, per-period minimums; Comptroller of Maryland, Maryland Withholding Tax Facts, January 2026 – December 2026 (COM/RAD 098): state rate schedules and actual 2026 county rates, Anne Arundel and Frederick rates, 2.25% nonresident rate; IRS Publication 15-T (2026), Federal Income Tax Withholding Methods: Worksheet 1A and the Annual Percentage Method Tables; IRS Publication 15 (2026), (Circular E) Employer's Tax Guide: social security and Medicare tax, Additional Medicare Tax.
Maryland paycheck calculator: common questions
What is the Maryland income tax rate for 2026?
State tax runs from 2% to 6.5%, but withholding starts at 4.75%. Single filers reach 5% over $100,000 of taxable income and 6.5% over $1 million; married couples filing jointly and heads of household reach 5% over $150,000. On top of that comes the county rate, from 2.25% to 3.30%.
Which county tax applies?
The county (or Baltimore City) where the employee lives, as written on Form MW507. Someone who works in Maryland but lives in another state that doesn't have a reciprocal agreement pays the special 2.25% nonresident rate instead of a county rate.
How is Maryland tax worked out?
$1,000 a week in Baltimore City with one exemption: $52,000 a year less $3,400 and $3,200 leaves $45,400. State tax at 4.75% is $2,156.50 a year, or $41.47 a week; local tax at 3.20% is $1,452.80, or $27.94 a week. Together, $69.41, the same as the Comptroller's table.
Can I make a pay stub from this?
Yes. “Make a Maryland pay stub with these numbers” opens the pay stub generator with this paycheck, Maryland as the work state and these deductions filled in. Once you add the pay date, it can recalculate the same Maryland lines.
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