Washington paycheck calculator
Washington has no state income tax, but employees pay into Paid Family and Medical Leave (employees pay up to 71.43% of a 1.13% premium, on wages up to $184,500) and WA Cares Fund (0.58% of all wages, unless exempt). Enter pay and Form W-4 details to see those, federal income tax, social security, Medicare and your take-home pay for 2026.
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $59,999.94 |
| Federal income tax | −$193.08 | −$5,020.08 |
| Social security | −$143.08 | −$3,720.08 |
| Medicare | −$33.46 | −$869.96 |
| WA Paid Family and Medical Leave | −$18.63 | −$484.38 |
| WA Cares Fund | −$13.38 | −$347.88 |
| Washington state income tax | $0.00 | $0.00 |
| Take-home pay | $1,906.06 | $49,557.56 |
The official method, step by step
- Pay is annualized, then reduced by the Form W-4 amount for your filing status ($8,600, or $12,900 if married filing jointly) unless the Step 2 box is checked.
- Federal income tax comes from the IRS 2026 Annual Percentage Method table for that status, divided back to one paycheck.
- Social security is 6.2% of wages until the year's wages reach $184,500.
- Medicare is 1.45% of all wages, plus 0.9% on wages over $200,000 in the year.
- A pre-tax 401(k) lowers federal income tax wages, not social security or Medicare wages.
What this leaves out
- Benefits, retirement plans other than a pre-tax 401(k), and garnishments
- W-4 Step 3 credits and Step 4 entries (the pay stub generator handles them)
- Local taxes, where they apply
Sources: Washington Department of Revenue: Washington does not currently have an individual income tax; Washington Paid Family and Medical Leave: your role and responsibilities (2026 premium 1.13%, employee share up to 71.43%, up to the $184,500 Social Security cap); WA Cares Fund: employer information (0.58% of gross wages, not capped); IRS Publication 15-T (2026), Federal Income Tax Withholding Methods: Worksheet 1A and the Annual Percentage Method Tables; IRS Publication 15 (2026), (Circular E) Employer's Tax Guide: social security and Medicare tax, Additional Medicare Tax.
Washington paycheck calculator: common questions
Does Washington have a state income tax?
No. Washington does not have a personal income tax, so no state income tax is withheld from a Washington paycheck.
What comes out of a Washington paycheck?
Federal income tax, social security and Medicare, plus Paid Family and Medical Leave (employees pay up to 71.43% of a 1.13% premium, on wages up to $184,500) and WA Cares Fund (0.58% of all wages, unless exempt), and anything the employee has chosen or owes, such as benefits or retirement contributions.
How is federal income tax withholding calculated?
With the IRS percentage method in Publication 15-T: pay is annualized, adjusted for the employee's Form W-4, run through the 2026 table for their filing status and divided back to one paycheck.
How much are social security and Medicare in 2026?
Social security is 6.2% of wages up to $184,500 for the year. Medicare is 1.45% of all wages, plus an extra 0.9% on wages over $200,000 in the year.
Why might a real paycheck differ?
Benefits, retirement contributions, garnishments, W-4 credits or extra withholding, and state or local taxes all change the amount. Your employer's payroll record is the final figure.
Can I make a pay stub from this?
Yes. Turn this into a pay stub opens the pay stub generator with the paycheck filled in, where you add the employer and employee details and pick a layout. It's free to create and preview.
Need a pay stub for this pay?
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