New York paycheck calculator
Enter pay, the federal Form W-4 and the New York IT-2104 details to see federal income tax, social security, Medicare, New York State income tax, disability and Paid Family Leave for a 2026 paycheck, and what's left to take home.
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $59,999.94 |
| Federal income tax | −$193.08 | −$5,020.08 |
| Social security | −$143.08 | −$3,720.08 |
| Medicare | −$33.46 | −$869.96 |
| New York income tax | −$102.90 | −$2,675.40 |
| NY disability (DBL) | −$1.20 | −$31.20 |
| NY Paid Family Leave | −$9.97 | −$259.22 |
| Take-home pay | $1,824.00 | $47,424.00 |
The official method, step by step
- Pay is annualized, then reduced by the Form W-4 amount for your filing status ($8,600, or $12,900 if married filing jointly) unless the Step 2 box is checked.
- Federal income tax comes from the IRS 2026 Annual Percentage Method table for that status, divided back to one paycheck.
- Social security is 6.2% of wages until the year's wages reach $184,500.
- Medicare is 1.45% of all wages, plus 0.9% on wages over $200,000 in the year.
- A pre-tax 401(k) lowers federal income tax wages, not social security or Medicare wages.
- New York State income tax follows Method II (exact calculation) in NYS-50-T-NYS: the deduction and exemption allowances for the pay period come off first, then the rate table for the pay period and status applies. Very high pay uses Method III.
- Disability benefits (DBL) are 0.5% of wages, at most 60 cents a week. Paid Family Leave is 0.432% of gross wages in 2026, at most $411.91 for the year. Both show the full employee share; an employer can choose to pay some or all of it.
What this leaves out
- New York City and Yonkers income tax
- Other local taxes, where they apply
- IT-2104 additional withholding amounts
- Benefits, garnishments and other after-tax deductions
- W-4 Step 3 credits and Step 4 entries (the pay stub generator handles them)
Sources: NYS-50-T-NYS (1/26), New York State Withholding Tax Tables and Methods, Method II tables A–C and II-A to II-D, Method III; New York Paid Family Leave, 2026 updates (employee contribution 0.432% of gross wages, annual maximum $411.91); NY Workers' Compensation Board, disability benefits for employers (employee contribution one-half of one percent of wages, no more than sixty cents a week); IRS Publication 15-T (2026), Federal Income Tax Withholding Methods: Worksheet 1A and the Annual Percentage Method Tables; IRS Publication 15 (2026), (Circular E) Employer's Tax Guide: social security and Medicare tax, Additional Medicare Tax.
New York paycheck calculator: common questions
How is New York State income tax withheld from a paycheck?
With the state's withholding tables in NYS-50-T-NYS. The deduction allowance and an amount for each IT-2104 allowance are taken off the pay, then the rate table for the pay period and status gives the tax. The table rates start at 3.9%; the highest incomes use Method III, from 10.45% of all pay.
What are DBL and PFL on a New York pay stub?
DBL is the employee contribution to New York disability benefits: 0.5% of wages, no more than 60 cents a week. PFL is Paid Family Leave: 0.432% of gross wages in 2026, up to $411.91 for the year.
Does this include New York City tax?
No. New York City and Yonkers residents also have local income tax withheld; this calculator covers New York State tax only.
Can I make a pay stub from this?
Yes. Turn this into a pay stub opens the pay stub generator with the paycheck filled in; with New York as the work state, it can calculate the same state lines.
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