Minnesota · 2026
Minnesota paycheck calculator
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $59,999.94 |
| Federal income tax | −$193.08 | −$5,020.08 |
| Social security | −$143.08 | −$3,720.08 |
| Medicare | −$33.46 | −$869.96 |
| Minnesota income tax | −$112.19 | −$2,916.94 |
| Take-home pay | $1,825.88 | $47,472.88 |
The official method, step by step
For 2026, the Minnesota lines are worked out as follows (rule set us-mn-2026.1): Minnesota income tax by the 2026 computer formula: annual pay less $5,300 per W-4MN allowance, taxed from 5.35% to 9.85% on the single or married chart.
- Pay is annualized, then reduced by the Form W-4 amount for your filing status ($8,600, or $12,900 if married filing jointly) unless the Step 2 box is checked.
- Federal income tax comes from the IRS 2026 Annual Percentage Method table for that status, divided back to one paycheck.
- Social security is 6.2% of wages until the year's wages reach $184,500.
- Medicare is 1.45% of all wages, plus 0.9% on wages over $200,000 in the year.
- A pre-tax 401(k) lowers federal income tax wages, not social security or Medicare wages.
- Minnesota income tax follows the 2026 computer formula in the Minnesota Withholding Tax Instructions and Tables: annual pay less $5,300 for each W-4MN allowance, then the single or married chart (5.35%, 6.8%, 7.85% and 9.85%), divided over the pay periods.
What this leaves out
The calculator works out federal income tax, social security, Medicare and the Minnesota lines for 2026, and leaves out the items below.
- Minnesota Paid Leave premiums, which started in 2026
- W-4MN line 2 additional withholding (the pay stub generator handles it)
- Benefits, garnishments and other after-tax deductions
- W-4 Step 3 credits and Step 4 entries (the pay stub generator handles them)
Sources: Minnesota Department of Revenue, 2026 Minnesota Withholding Tax Instructions and Tables, Computer Formula ($5,300 per allowance; single and married charts, 5.35% to 9.85%); Minnesota Department of Revenue, 2026 Form W-4MN (allowances; line 2 additional Minnesota withholding); IRS Publication 15-T (2026), Federal Income Tax Withholding Methods: Worksheet 1A and the Annual Percentage Method Tables; IRS Publication 15 (2026), (Circular E) Employer's Tax Guide: social security and Medicare tax, Additional Medicare Tax.
Minnesota paycheck calculator: common questions
Common questions about Minnesota paychecks and take-home pay in 2026, answered from the official sources listed above.
What is the Minnesota income tax rate for 2026?
Minnesota has four rates: 5.35%, 6.8%, 7.85% and 9.85%. For withholding, a single employee's first $4,700 a year after allowances isn't taxed, and the rates start above that.
How much is a Minnesota withholding allowance worth?
$5,300 a year for each allowance claimed on Form W-4MN. The federal W-4 no longer sets Minnesota allowances, so employees fill in a W-4MN.
How is Minnesota tax withheld on $1,000 a week?
Single with one allowance: $52,000 − $5,300 = $46,700 a year; the single chart gives $1,782.09 plus 6.8% of the amount over $38,010, or $2,373.01, which is $45.63 a week.
Can I make a pay stub from this?
Yes. “Make a Minnesota pay stub with these numbers” opens the pay stub generator with this paycheck, Minnesota as the work state and these deductions filled in. Once you add the pay date, it can recalculate the same Minnesota line.
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