Mississippi · 2026
Mississippi paycheck calculator
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $59,999.94 |
| Federal income tax | −$193.08 | −$5,020.08 |
| Social security | −$143.08 | −$3,720.08 |
| Medicare | −$33.46 | −$869.96 |
| Mississippi income tax | −$64.15 | −$1,667.90 |
| Take-home pay | $1,873.92 | $48,721.92 |
The official method, step by step
For 2026, the Mississippi lines are worked out as follows (rule set us-ms-2026.1): Mississippi income tax: annual pay less the Form 89-350 exemptions and the standard deduction, 0% on the first $10,000 and 4% above, divided over the pay periods.
- Pay is annualized, then reduced by the Form W-4 amount for your filing status ($8,600, or $12,900 if married filing jointly) unless the Step 2 box is checked.
- Federal income tax comes from the IRS 2026 Annual Percentage Method table for that status, divided back to one paycheck.
- Social security is 6.2% of wages until the year's wages reach $184,500.
- Medicare is 1.45% of all wages, plus 0.9% on wages over $200,000 in the year.
- A pre-tax 401(k) lowers federal income tax wages, not social security or Medicare wages.
- Mississippi income tax uses the Department of Revenue's annualized method from Pub 89-700: annual pay less the exemptions claimed on Form 89-350 and the standard deduction ($2,300 single, $3,400 head of family, $4,600 married with a spouse not employed), with 0% on the first $10,000 of taxable income and 4% above it, divided over the pay periods.
- Mississippi's printed wage-bracket tables use the same rates in steps, so a table lookup can differ by a few cents.
What this leaves out
The calculator works out federal income tax, social security, Medicare and the Mississippi lines for 2026, and leaves out the items below.
- Benefits, garnishments and other after-tax deductions
- W-4 Step 3 credits and Step 4 entries (the pay stub generator handles them)
Sources: Mississippi Department of Revenue, Pub 89-700 (revised 1/13/2026), Withholding Income Tax Tables and Employer Instructions: exemptions and standard deductions, 2026 rates (0% on the first $10,000, 4.0% above), annualized computation; IRS Publication 15-T (2026), Federal Income Tax Withholding Methods: Worksheet 1A and the Annual Percentage Method Tables; IRS Publication 15 (2026), (Circular E) Employer's Tax Guide: social security and Medicare tax, Additional Medicare Tax.
Mississippi paycheck calculator: common questions
Common questions about Mississippi paychecks and take-home pay in 2026, answered from the official sources listed above.
What is the Mississippi income tax rate for 2026?
0% on the first $10,000 of taxable income and 4.0% on the rest.
What exemptions does Mississippi allow?
The personal exemption is $6,000 for a single person, $9,500 for a head of family and $12,000 for a married couple, plus any additional exemptions the employee claims on Form 89-350. Enter the total from the form.
Why might a Mississippi table give a slightly different amount?
The wage-bracket tables work out the tax at the middle of each wage range. This calculator works it out on the exact pay.
Can I make a pay stub from this?
Yes. “Make a Mississippi pay stub with these numbers” opens the pay stub generator with this paycheck, Mississippi as the work state and these deductions filled in. Once you add the pay date, it can recalculate the same Mississippi line.
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